Remember try not to get items until you need them.

14.3 Walkthrough Update

Pier - Talk to Cpt. Terry [What's your secret]
Clinic - Talk to Roz [Ancestry]
Second Floor Clinic Key Room - Your Eyes Burn (Unless you're into it) - Obtain Obituary Records
Inventory - Open Obituary Records
Graveyard - Left Gravestone
Church Bell Tower - Bell
Hill - Left Tree Hole - Obtain Old Scroll (What puzzle looks like) 
Forest Night Time - Middle Area - Puzzle (Shuffle tiles if needed for Half Moon with 3 stripes in upper left)
Receive treasure map - Go to Library check bookshelf for Old Book (Decipher Key)
Park - Fountain - Coin (Cross, Bottom mid) for Code
Beach - Island - Click and dig 
Code - 1513 ( Octopus - Mermaid - Octopus - Anchor ) 
Key from Stolen Goods Bag in Park via Erik Story line
Receive Golden Compass - Pier - Cpt. Terry (May have to talk event and return next day)
Cpt. Terry - [Golden Compass] - Receive Golden Lure
Go fishing - Use Golden Lure - Cast Lure between Bra and Pearl (Crack in seafloor)
Defeat Octopus - Underwater cave maze (Up-Up-Left-Left-Up-Right-Up)
Chat with lure thief [Mating]
Pier - Capt. Terry [Retire]
Go fishing use Golden Lure 
Show Cpt. Terry - Go to Lair

Thanks to DRate on the discord channel.